The Growing Divide in Today’s Housing Market

A new National Association of Realtors® (NAR) survey reveals what many real estate professionals have already noticed — a widening gap between first-time buyers and repeat homeowners. While homeownership remains a cornerstone of the American dream, affordability challenges and tight inventory have made it tougher for new buyers to enter the market.

First-Time Buyers Face an Uphill Battle

According to NAR, the share of first-time homebuyers has fallen to one of the lowest levels in recent history. Rising home prices, limited supply, and high borrowing costs have made saving for a down payment more difficult than ever.

Younger buyers are feeling the strain the most, often competing with cash-heavy investors or established homeowners who can leverage existing equity.

Repeat Buyers Hold the Advantage

Those who already own homes are in a much stronger position. With built-up equity, many are using profits from their previous sales to make larger down payments or buy homes outright. This equity advantage is helping seasoned homeowners move up or downsize with greater flexibility.

What This Means for the Market

The gap between first-time and repeat buyers highlights an important market reality: today’s homeowners are sitting on a major opportunity.

As first-time buyers continue to face barriers, demand for move-in-ready homes and well-maintained properties remains strong. Sellers who price strategically and present their homes in top condition are still receiving solid offers — especially in desirable neighborhoods where inventory remains tight.

Advice for Sellers

If you’ve owned your home for several years, chances are your property’s value has appreciated significantly. That equity can be the key to your next move — whether that’s downsizing, relocating, or moving closer to family.

Now may be one of the smartest times to sell while equity is high and buyer demand remains steady.

Bottom Line

The market may be changing, but opportunity still exists — especially for current homeowners.

If you’ve been thinking about selling, let’s review your options together. I’ll help you determine your home’s current value and the best strategy to maximize your equity before market conditions shift again.

Contact me today to schedule a complimentary home valuation and market review.

Maria Olmos & Associates 
562-824-6227 
Lic. # 00956497 
Y Realty Inc.